Havven is decentralised payment system made to enable every day cryptocurrency purchases. The network utilises a dual token system to reduce price volatility. The fees from transactions within the device are utilized to collateralise the network. The collateral are secured by the blockchain enabling the production of a fresh asset-backed stablecoin, nomin tokens. Each transaction will generate charges that are paid to havven token holders. As transaction volume grows, the value of the system improves and active individuals is rewarded with additional transaction charges. This permissionless, low-fee, and stable repayment network will enable anyone anywhere to transact with someone else. Join us in creating the future of money.