mCoin is a unique, comprehensive cryptocurrency, available with or with no Internet (hybrid). It uses Litecoin Blockchain technologies to create a cash like payment system that additionally works without the Internet. mCoin creates a financially inclusive opportunity for unbanked people and businesses. Together with ONEm applications, mCoin will generate more financial strategies with deal records. These records will establish a reliable credit history for every person. Having a credit history are a step towards micro-fnancing in growing markets.