ZED provides a compliance-friendly solution allowing Money Transfer Operators to leverage leading blockchain tech and scale their company. For small to medium sized MTOs that can't effectively take on bigger MTOs, ZED is a SaaS system built on a distributed ledger that reduces costs and transaction friction. Unlike the existing SWIFT system, ZED eliminates dependency on banking institutions in benefit of an international, distributed network of licensed MTOs to produce a faster, cheaper and most clear money transfer network. We are creating a comprehensive money transfer solution that include a wallet, a web software, mobile apps, and a robust back office with a suite of reports for compliance and monitoring needs, available to MTOs on a Platform as a Service (PaaS) model, free from cost the very first year as well as nominal expenses in subsequent years.